The Law.
An offence under Section 143 of the Road Traffic Act 1988 arises if a person uses a motor vehicle on a road whilst uninsured. A conviction will follow irrespective of whether that person knew or not that the vehicle was insured.
What factors will be taken into account when charging?
Examples of people that have been caught up in this strict law are:
● drivers who didn't realise that a direct debit for an insurance payment did not go through, ● people who thought they would be covered under third party insurance, or ● people who had trusted another person to arrange insurance for them.
These are only a few examples of the endless circumstances that can catch drivers out.
I just wanted to thank you again for your support. You just being on the other side of the line made a huge difference.
I wish to sincerely thank you for representing me yesterday including putting my mind at rest, explaining the procedure beforehand and ensuring I understood what was happening during each stage of the process.
What are the penalties for Driving without Insurance?
A driver caught Driving without Insurance will be liable to a fine and six penalty points. This is particularly worrying for a person at risk of Totting Up 12 points to lead to a disqualification. We can also assist you by attending court with you or to argue Exceptional Hardship for you if you are at risk of accumulating 12 or more penalty points.
What we can do for you.
Although not knowing that you were not insured is not a defence alone, we may be able to persuade the court that there are Special Reasons relating to the commission of the offence. If Special Reasons are found, a court may exercise its discretion to impose fewer penalty points or in best case scenario none at all.
With over 20 years experience and a great success rate, Lucinda Dore Solicitors can offer a personable and friendly service to all clients. If you have been charged with a Road Traffic Offence, contact us now by completing the online enquiry form below and we can explain the law for you. We will be able to advise you whether to accept a conditional offer of a Fixed Penalty by post or to request a court hearing to argue Special Reasons.